When Michael McCann is thrown over by the woman he loves, he becomes something of a misanthrope and a miser, spending all of his spare money on collectible gold coins. Living in the same town is an affluent family with two sons: John and Tanny. Tanny's a wild boy, whom John cannot control, and one night he breaks into McCann's house, and steals the gold and disappears, which nearly confirms McCann's distrust of mankind. But then, a mysterious young woman dies in the snow outside McCann's house, and her small daughter makes her way to McCann's house and into McCann's life and heart. He names her Matilda, and raises her, finding companionship and a new joy in life with his adopted daughter. But the secret of Matilda's birth may tear them apart.